The twilight Zone

A few months ago my bank which happens to be RBS,charged me about 250 ponds for some returned direct debits.
I had transferred money in another account with the same bank,but since that particular account did not have money so they charged me at the rate of 38 pounds per refused DD.
I have 3 accounts with RBS,and i get an interest of a few pennies on my few thousands of pounds.But their money is so precious that they have been charging me an interest of one pound per pound per month.So the total amount almost doubles each month.
I hired a lawyer and they have been negotiating with the bank.The charges on one account have been returned by RBS,but some how they managed to charge me on all three of my accounts,and the bank is being unable to explain how they did it.
One thing i do not understand.We give all our money to them,and they do business on our money,and earn a hell lot of profit.Even then they charge us for their so called services.It should be us charging them for our services,that we trust them and give them all our hard earned money only to be robbed again and again.
It appears that we consumers have got no rights.We do not have the option to use a bank or not to use it.In this country it is mandatory to have a bank account due to BACS.
Plus they always got their dubious terms & conditions on which we have to sign to open the account.They wave it in front of our faces and show some phrase in it,which can have more than a hundred meanings,but the accept the meaning which suits them.
So i am not going to pay them a penny,no matter what it takes,even if i had to pay the lawyer double the amount, i will do that.
Wish me good luck

Reformat his hard drive

Nothing hurts a man more than losing all of his porn.